Terms and Conditions

A. "127rewards.com" is the interactive online service operated by Family Christian Stores® Inc. ("FCS") on the Internet, consisting of information services and content provided by FCS, affiliates of FCS and other third parties.

B. "Member" refers to each person who enrolls in the 1:27 Rewards program, or maintains a pastor account.

Members shall be responsible for obtaining and maintaining all computer hardware, email account, and other equipment needed for access to and use of the 1:27 Rewards program and all charges related thereto.

This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action. Subscriber specifically acknowledges that FCS is not liable for the defamatory, offensive, or illegal conduct of other members or their parties and that the risk of injury from the foregoing rests entirely with the member.

FCS shall have the right, but not the obligation, to monitor the content of the 1:27 Rewards program website, to determine compliance with this Agreement and any operating rules established by FCS and to satisfy any law, regulation or authorized government request.

The member agrees to defend, indemnify, and hold harmless FCS, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of the use of 127rewards.com by member or under member’s Account.

FCS is a distributor (and not a publisher) of content supplied by third parties and member’s account. Linked sites are not under the control of the program and FCS is not responsible for the content of any linked site or any link contained in a linked site. FCS reserves the right to terminate any link or linking program at any time. FCS provides such links only as a convenience to the member. FCS has not endorsed, tested or verified any information, programs, companies, or products on sites to which it links. If member decides to access any third party sites linked to 127rewards.com, member does so entirely at one’s own risk.

This Agreement and any operating rules for 127rewards.com established by FCS constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. This Agreement shall be construed in accordance with the laws of the State of Michigan, without regard to its conflict of laws rules. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only.

As set forth in the FamilyChristian.com Service Agreement which governs the use of FamilyChristian.com, please be advised that neither FCS nor its affiliates, information providers or content partners shall be liable regardless of the cause or duration, for any errors, inaccuracies, omissions, or other defects in the information contained within FamilyChristian.com’s 1:27 Rewards program, or for any delay or interruption in the transmission to the user, or for any claims or losses arising there from or occasioned thereby. None of the foregoing parties shall be liable for any third-party claims or losses of any nature, including (but not limited to) lost profits, punitive or consequential damages. All products are offered subject to availability. Prices, promotions and/or discounts may be changed without notice.

By accepting the terms and conditions, the member consents to any and all releases to the information given to third parties in agreement to Family Christian Stores’ policies.

The 1:27 Rewards’ annual program participation and its benefits are offered at the sole discretion of FCS. At its sole discretion, Family Christian Stores has the right to modify, add, or delete any of the program rules, terms, conditions, benefits, or rewards, in whole or in part, at any time, with or without notice, even though such changes may affect the value of points already accumulated or the value of the rewards at the time for redemption. To fully enroll in 1:27 Rewards at Family Christian Stores, the member must activate their account online by filling out their basic profile, reviewing the terms and conditions and checking the agreement box, in order to receive special promotions.

The member must present the 1:27 Rewards card with every purchase in order to assure accurate tracking of points. In the event of any discrepancies, FCS will allow the customer to dispute the transaction by calling customer service at 1-888-319-0319. It is at the discretion of FCS whether transactions are applied or not for any discrepancy. Rewards for verified purchases will be added to your account within two days after a transactional purchase. Rewards issued under the 1:27 Rewards program cannot be combined with any other rewards program.

Family Christian Stores’ 1:27 Rewards accounts are limited to one email address and mailing address per account per eligible customer; however rewards are transferable, and may be redeemed by the member or a member’s permissible party. Members may only register cards online issued to them by FCS, either through customer service or at a store location. For information on how we protect your personal information, see Family Christian Stores’ Privacy Policy at 127rewards.com/privacy. FCS is not liable for unclaimed, expired, lost, or misdirected statements or other communications from Family Christian Stores to the member or the member to FCS.

1:27 Rewards (i) can be redeemed for merchandise only as offered by Family Christian Stores and it is at FCS’ complete judgment to qualify purchases for reward redemption (ii) initial set-up of qualifying purchases will include all product purchases with the exception of exclusions. Exclusions include, but are not limited to, redeemed gift cards, tax, prior purchases, returned merchandise, shipping, script, donations, World Vision sponsorships, and Good Goers trips.

1:27 Rewards have no cash value and cash will not be paid for unused portions of the rewards. FCS reserves the right to limit the time within which you may redeem rewards certificates or offers. Rewards earned may be used in exchange for merchandise or donation to The James Fund only. Members can earn a maximum of one, transaction-triggered offer per day regardless of how many purchases they make that exceed the qualifying amount during a single day. A qualifying transaction is any transaction greater than total sales of zero.

In addition to receiving your 1:27 Rewards by email, they will also be published to your 1:27 Rewards user account. Acceptable program rewards redemption include: (i) in store; by printing off your personal coupon from your rewards account and bringing it into a store to redeem. (ii) in store; by showing your coupon to the store clerk on your mobile device. (iii) online at FamilyChristian.com; by entering your coupon code when making online purchases. Any other attempt to redeem rewards will not be accepted. Rewards are valid for one time only redemption. The 1:27 Rewards coupons, offers, rewards, or program features will have varying expiration dates. All expiration dates will be documented on rewards and offers and will be determined by FCS. All expiration dates are binding.

A program member has any given time within a year to reach the $127 threshold. Once they reach that amount, the special 5% Ripple reward will be given to that qualifying member. After reaching the threshold point, a member has a continuous 12 month period to qualify again for the $127 in yearly purchases. On each annual anniversary of the member’s entry into the 1:27 Rewards program, their accumulated sales level will be set back to zero. If customers decide to donate their Ripple reward (or a portion of it) to The James Fund, those dollars will be collected by Family Christian Stores and one cumulative donation will be made at the end of each month. This donation is non tax-deductible for the customer as FCS will be making it on their behalf. If a customer decides to redeem their Ripple reward for use on a purchase, it will be deducted from their total at checkout and cannot be redeemed for cash.

A member may cancel their 1:27 Rewards membership at any time by notifying the customer service department by phone. No refund of membership’s enrollment fee will be given at the time of cancellation. Full cancellation may take up to six weeks to finalize. Upon cancellation, membership will be deactivated and any accumulated or unpaid rewards will be forfeited.

Modification of these terms and conditions may only be made in writing by an authorized representative of FCS. Rewards members may or may not be notified when any changes, of any size, occur in the terms and conditions of the 1:27 Rewards program. All interpretations of the program terms and conditions shall be at the sole discretion of Family Christian Stores and such interpretations are obligatory.

Participants must be at least 13 years of age and must have a valid address in the United States in order to enroll in the 1:27 Rewards program. In order to receive all offers and rewards of 1:27 Rewards, a valid email address must be given to FCS. Participation in the program is void if prohibited by law in the jurisdiction in which the forthcoming participant resides. If in any particular state the program or FCS has to apply for any special license, bonding, permit or other governmental regulatory approval, the program will be void in that particular state.

The Catalyst program is part of the 1:27 Rewards program. By paying the annual membership, purchasers agree to the terms and conditions of the 1:27 Rewards program. Once purchased, the annual Catalyst membership is non-returnable and cannot be refunded or exchanged.

By enrolling and accepting the terms and conditions associated with their online profile in the 1:27 Rewards program, the member agrees to the terms & conditions, rules, regulations, policies, and procedures of the program. The member also agrees that these terms & conditions, rules, regulations, policies and procedures of the program may change at any time with or without notice.

A member can access his or her account information which includes viewing and printing valid rewards, at 127rewards.com. For more information about an individual account or any other program-related question or information, contact customer service by phone at 1-888-319-0319.